Category: Commercial Insurance

September 19, 2025
Causes and Consequences of Underinsurance
Whether due to outdated valuations or cost-cutting decisions, carrying insufficient coverage can leave small businesses dangerously exposed when a claim arises. This article explores the common causes and…

August 18, 2025
Requirements for Direct Damage Coverage
Commercial property insurance is an essential policy for any organization. It provides much-needed indemnity following the damage or destruction of an organization’s property due to a covered loss…

August 18, 2025
Guide to Navigating Commercial Property Claims
This guide provides an overview of the roles parties play amid a commercial property loss; recommendations on what actions to take before, during and after a loss; information…

August 14, 2025
ITV for Commercial Property Coverage
When purchasing or renewing their commercial property insurance, it’s vital for businesses to ensure such coverage includes correct property valuations. Doing so can make all the difference in…

July 29, 2025
Key Benefits of Business Continuity Planning
Various unexpected disasters can impact organizations, their stakeholders and their operations. In particular, events such as natural catastrophes, cyberattacks, public health crises and supply chain incidents can have…

July 21, 2025
Mitigating VPN Vulnerabilities
A virtual private network (VPN) is a type of technology that uses an encrypted connection to route internet traffic through a remote server, granting a user access to…

July 15, 2025
OSHA Extends National Emphasis Program
OSHA issued a notice in January that it would extend the effective date of its Outdoor and Indoor Heat-related Hazards National Emphasis Program (NEP) until April 8, 202…

June 27, 2025
The Impact of Tariffs on Commercial Insurance
Tariffs refer to taxes on goods traded internationally. When imported goods reach a country’s border, its government collects tariffs, also called customs duties, based on the type and…

June 13, 2025
Employee Compensation and Benefits During Layoffs and Furloughs
During periods of economic or business uncertainty, employers may need to downsize their workforce. Such reductions can take a variety of forms but frequently include employee layoffs or…

April 23, 2025
Benefits and Risks of Accepting Cryptocurrency
Cryptocurrency is a digital currency that operates independently of traditional banking networks. It is based on blockchain technology, which is a decentralized and immutable ledger system that uses…

April 21, 2025
Common Health Plan Compliance Mistakes to Avoid
Employers that sponsor group health plans are subject to many different compliance requirements under federal law. Keeping track of these various requirements can be challenging, even for the…

April 15, 2025
Tips for Preventing Dog Bites
According to the Insurance Information Institute, nearly 4.5 million Americans are bitten by dogs annually. Consider the strategies in this video to minimize the chance of your dog…