Pet Insurance Overview
Posted January 27, 2020
Unfortunately, just like humans, pets can have medical problems that may yield expensive veterinary bills. Fortunately, pet insurance is available to combat those risks.
What is Pet Insurance?
Most pet owners consider their animals to be members of their family; therefore, their pet’s quality of life and health is extremely important. By purchasing pet insurance, pet owners are not burdened with veterinary bills and can focus on making sure their pets get and stay healthy.
Pet Insurance Coverage Basics
Here are the details of a typical pet insurance policy:
- Policies allow pet owner to select a coverage percentage or monthly premium that will work best for them.
- Pets must have an annual exam and owners must adhere to the recommendations of their veterinarians to remain covered.
- Coverage is not extended to existing conditions and injuries.
- Policy covers expenses relating to the following:
- Routine preventive care, including vaccinations
- Lab work
- Accidents, injuries and illnesses
- Prescriptions
- X-rays
- Surgeries, including spay/neuter
- Hospitalization
- Dental work
Steep Costs
Medical costs for your pets can add up quickly. Here are some of the most common veterinary treatments and typical average costs:
- Benign skin mass: $1000
- Torn ACL or cartilage: $2600
- Tooth extraction: $900
We’re Here to Help
Don’t take the chance of not being able to afford medical care for your furry family members. Call Horst Insurance today at 800-533-2011 to learn more about all of our insurance solutions.
