Articles in Category: Risk Management

insurance, horst insurance, non owned auto, business auto, employee car, company car

Benefits of Non-Owned Auto Liability Insurance

- Regardless of the industry you operate in, it’s likely your employees need to operate vehicles for tasks like client visits, product deliveries, and product pickups. While larger organizations often provide insured company vehicles to their staff for daily use, smile … continue reading >

insurance, horst insurance, epl employment practices liability

Employment Practices Liability Insurance

- Business leaders make decisions each day on issues like hiring, firing, promotions and the work environment. Every one of these decisions impacts your employees and, depending on the outcome, could result in a claim related to wrongful employment practices. These … continue reading >

insurance, horst insurance, employee theft, crime insurance

Benefits of Crime Insurance

- As a leader within your organization, you want to trust your employees and the people you do business with. However, the reality is that no business is immune to the threat of crime and fraud. Thankfully, companies can turn to … continue reading >

The Cold Stress Equation

- What cold temperatures mean for your safety Cold-related injuries and illnesses can slowly overcome a person who has been chilled by low temperatures, brisk winds or wet clothing. This dangerous combination is known as “The Cold Stress Equation”, according to … continue reading >

insurance, horst insurance, cold or flu, sickness, winter illness

Avoiding the Spread of Communicable Disease in the Office

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insurance, horst insurance, transgender, lgbtq, lgbt, bathroom, workplace, human resources, eeoc

EEOC Rules on Transgender Employee Bathroom Use

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