Articles in Category: Human Resources

insurance, horst insurance, bundled policy, commercial insurance

Benefits of Bundling Commercial Policies

- Insurance carriers realize that offering additional lines of coverage to an existing customer is less expensive than trying to attract new customers. They also know that the more lines a given customer has, the longer they’re likely to stay with … continue reading >

insurance, horst insurance, safety data sheet, sds, hazardous materials, ghs

Using Safety Data Sheets (SDSs)

- When working with chemicals, you must be familiar with a material’s properties so you can take the proper safety precautions. This is accomplished by using Safety Data Sheets (SDSs). Your First Stop: The SDS SDSs protect you from hazardous materials … continue reading >

insurance, horst insurance, osha, ghs compliance, faq

OSHA Clarifies Drug Testing and Incentive Program Rules

- The Occupational Safety and Health Administration (OSHA) has issued a memorandum that reinterprets how its 2016 anti-retaliation rule applies to workplace safety incentive programs and drug testing policies. Issued on October 11, 2018, the memorandum eases some of the restrictions … continue reading >

insurance, horst insurance, drug and alcohol testing, drug screening, marijuana in the workplace, pennsylvania, FMCSA

Pennsylvania Drug and Alcohol Testing Laws

- Pennsylvania does not have a statute or regulation that directly prohibits or regulates workplace drug and alcohol testing by private employers. However, Pennsylvania case law and the state’s unemployment compensation law establish certain parameters for employers that choose to conduct … continue reading >

insurance, horst insurance, cold weather work, winter weather, employer responsibilities

Employer Responsibilities in Winter Weather

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insurance, horst insurance, hsa, distribution, health savings account

Health Savings Account (HSA) – Distribution Rules

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