Employee Group Benefits
Helping you with the delicate balance between your employees' needs and your own financial capabilities is our specialty. Our benefits professionals are highly skilled at resolving the sometimes divergent objectives of employees and employers when it comes to benefits programs. With tools and resources that provide value well beyond typical broker capabilities, our benefits team will keep your employees satisfied, healthy and safe. At the same time, keeping your bottom line in mind.
- Group Insured and Self-Funded Health Plans
- Group Disability
- Group Life
- Group Vision
- Group Dental
- Pension, 401(k) and 403(b) Plans
- Voluntary Benefits Plans
- AD&D Plans
Total Benefits Approach
Our Total Benefits Approach system uses a "discover, design, implement and continue" model to address two key objectives:
- Help You Regain Control of Benefits Budgets
- Provide More Efficient and Effective Plan Administration
CAP Solutions
Our Client Advantage Program - referred to as CAP Solutions - is a unique blend of traditional and non-traditional value-added services. Each of these services has been carefully chosen and becomes a critical part of our value to clients. While some clients utilize all of our CAP services, many find that focusing on a select few, and then fully implementing them, produces the desired results.
Examples of CAP Solutions For Employee Benefits
- Employee Claims Advocate
- Legislative Guidance
- Human Resource Consulting
- Wellness Resources
- Employee Handbook Assistance
- Enrollment Resources
- HRA / HSA Modeling
Built upon a tradition of integrity, industry leadership and excellence, Horst is committed to delivering tailored benefits solutions, thoughtful strategic planning, valuable professional services and technology-based resources.
