Commercial Insurance Coverage
From retail businesses to large, complex international corporations, our insurance and risk management programs are designed with an emphasis on value that matters ... to you. For businesses seeking to add a trusted advisor to their team, our commercial professionals have the tools and the support of more than twenty-five of the nation's finest insurance carriers to provide a full array of coverage.
- Commercial Property
- Commercial Liability
- Commercial Automobile
- Commercial Umbrella Liability
- Workers' Compensation
- Foreign Liability
- Fiduciary Liability
- Directors and Officers Liability
- Employment Practices Liability
- E-Commerce and Internet Liability
- Bonds/Surety
- Risk Management Consulting
Risk Reduction Approach
Our commercial Risk Reduction Approach system uses a "discover, design, implement and continue" model to address two key objectives:
- Achieve Long-Term reduction in your Total Cost of Risk
- Make you more attractive to the insurance marketplace
CAP Solutions
Our Client Advantage Program - referred to as CAP Solutions - is a unique blend of traditional and non-traditional value-added services. Each of these services has been carefully chosen and becomes a critical part of our value to clients. While some clients utilize all of our CAP services, many find that focusing on a select few, and then fully implementing them, produces the desired results.
Examples of CAP Solutions For Property & Casualty
- Industrial Appraisal Program
- Loss Control Services
- 24-7 Data Access
- Workers' Compensation Technical Assistance
- Client Contract Review
- Online OSHA Resources
- Safety Resources
Horst Insurance has been providing comprehensive insurance and risk management programs to businesses and organizations in the Mid-Atlantic region since 1917. Our process addresses your Total Cost of Risk, a scope far broader than traditional insurance placement.
Contact one of our offices today.
We are the managing agency for bizSure™... The Lancaster Chamber of Commerce & Industry's business insurance program for Workers' Compensation, Property, Liability and Automobile.
