Homeowners Insurance

A proper homeowners insurance policy protects your home and your possessions.

Inadequate coverage not only means more out-of-pocket expenses for replacing items, it’s potentially a huge legal liability. Homeowners insurance covers damage to your home and separate structures from elements like fire, wind, lightning, theft and some vandalism. It also covers personal property – either repairing or replacing. But determining proper coverage for personal items is a complex process. And analyzing medical and legal risks for people injured at your home is even more difficult. When you talk with a Horst personal insurance professional, you’ll better understand how to select the proper coverage without paying too much.

Primary home, vacation home, investment property, condo, renters … we cover them all.

As an independent insurance agency, we compare costs and coverage from almost 30 of the nation’s best insurance carriers to give you the best coverage value. We will help you design an insurance program to meet your needs, while making sure you’re only buying insurance for what you really need. Nothing more.

For more information, call or visit one of Horst Insurance’s offices. Or contact us via email.