Group Insured and Self-Funded Health Plans

Let a Horst benefits professional help you determine the best solution for you and your employees.

It doesn’t matter how many employees you have, group health plans are a big chunk of your organization’s expenses. And the future doesn’t look any better. We’re in a volatile environment that requires two things: constant attention on the details and a trusted advisor to help you navigate through it all.

Every employer has to take a look at their specific group of employees to understand what will work best for their situation. What works for one organization can be completely different from a company down the road. We help you make sure the plan you implement is correct for your organization. Self-funding is being kicked around as the answer to helping employers lower the cost effects of health reform. For some, self-funding is the answer, but for others it could be disastrous. Let us help you understand what is best for your particular situation.

With health care costs going through the roof, it would make sense for certain employers to control their costs by self-funding their plan. This approach will give you immediate monthly savings, year-to-year lower overall costs, and the ability to recoup unused funds. A way to further multiply annual savings with the self-funded approach is by educating your employees on responsible health care usage.

For more information, call or visit one of Horst Insurance’s offices. Or contact us via email.