Articles in Category: Personal Insurance

insurance, horst insurance, texing and driving, distracted driving, safe driving

Dangers of Texting While Driving

- Every day, more than 1,160 people are injured in crashes involving a distracted driver, according to the National Highway Traffic Safety Administration (NHTSA). In addition, the NHTSA claims that driver inattention is the leading contributor in most crashes or near-miss … continue reading >

Cellphone Use While Driving: Laws by State

- State Hand-held ban Young drivers all cellphone ban Bus drivers all cellphone ban Texting ban Enforcement Alabama no 16-year-old drivers; 17-year-old drivers who have held an intermediate license for fewer than 6 months no all drivers primary Alaska no no … continue reading >

insurance, horst insurance, defensive driving, both hands on the wheel, skids, slips, distracted driving, safe driving

Defensive Driving

- 4 tips to prevent accidents It’s a startling fact that someone dies every 15 minutes due to the result of a car accident. After alcohol, reckless driving and negligence are the main reasons why people have accidents. However, being an … continue reading >

insurance, horst insurance, ride sharing, lyft, uber, apps

The Dangers of Uber and Other Ride-sharing Apps

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insurance, horst insurance, tnc, uber, lyft, tnc coverage, ride sharing insurance

Coverage Considerations for Uber, Lyft and Other TNCs

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